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Annuities

Guaranteed Positive Returns

Upstream Life offers a variety of annuities, including multi-year guaranteed fixed annuities with maturities of two, three, four, five, six, seven, ten, and fifteen years. These products provide risk free, guaranteed positive returns, eliminating financial market risks and volatility. Upstream annuities are designed to ensure our client’s financial future and provide income throughout retirement, securing the peace of mind needed to enjoy life after a successful career.

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Upstream Life will lead the annuity marketplace through more than just our client focused policies. The Upstream group plans to bring our agents to the forefront, providing value added commission structures, and aligning client, agent and company objectives. Upstream has secured and insured the financial success of our agents and clients through supplemental financial insurance policies, including errors and omissions, gap, and other company provided insurance. 

Our Rates Speak for Themselves

Effective February 5, 2024
Rates subject to change

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Policy Availability

Included Free Withdrawal Options:

Accumulated Interest
After 30 Days

Required Minimum Distribution
After 30 Days


Optional Riders:

10% Free Withdrawal Rider
Beginning Second Contract Year
Costs 15-Basis Points

Death Benefit Rider
Required for Issue Ages 81+
Costs 25-Basis Points

*Minimum single premium $10,000 and maximum single premium $1,000,000 without Home Office approval.

Policies offered by Upstream Life Insurance Company.
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